Commercial Mortgages South and West Wales
Great rates available on commercial property investment
Looking for Commercial Mortgages?
Are you planning to purchase, refinance, or invest in commercial real estate? Whether it’s retail, office, warehouses, HMOs, or mixed use portfolios, at Business Finance Direct we partner with a panel of specialist lenders to secure tailored commercial mortgage solutions across the UK — including West Wales (Swansea, Llanelli, Carmarthen).
Why Choose Us for Your Commercial Mortgage
- Access to specialist lender panel
- Flexible structuring: fixed/variable rates, capital/interest options
- High LTVs (up to 75%)
- Local knowledge & national reach
- Dedicated broker support
What Can You Use the Commercial Mortgage For?
- Industrial / manufacturing units
- Offices and business premises
- Retail / high street units
- HMOs / multi-unit blocks
- Warehouses / logistics
- Agricultural / rural assets
Typical Terms & Key Features
| Feature | Typical Range / Notes |
|---|---|
| Loan to Value (LTV) | Up to ~75% |
| Term | Up to 20 years |
| Repayment Type | Capital repayment or interest-only |
| Interest Rate Types | Fixed or variable |
| Security | First charge over property |
| Costs & Fees | Transparent and confirmed up front |
How It Works
- Initial Consultation & Assessment
- Lender Matching
- Offer & Terms
- Due Diligence & Valuation
- Completion & Drawdown
Commercial Mortgages in West Wales
We serve Swansea, Llanelli, Carmarthen and the surrounding region. Explore your local options:
Case Studies
“We helped a retail entrepreneur in Swansea secure £500,000 to purchase shop premises with 70% LTV, over 15 years.”
“In Llanelli, we refinanced an industrial unit with favourable interest and improved cash flow.”
Frequently Asked Questions Commercial Mortgages
What is a commercial mortgage?
A commercial mortgage is a loan secured against a non residential property such as an office, industrial unit, or retail building.
What loan to value (LTV) can I get?
Typically up to 75%, depending on factors such as property type, borrower profile, and income / servicability.
Do you offer commercial mortgages in Swansea, Llanelli, or Carmarthen?
Yes , although we are a commercial mortgage broker, not a lender — we serve clients across Swansea, Llanelli, Carmarthen and surrounding areas.
Contact Us
Call 01554 562563 or contact us online to speak with a commercial mortgage expert today.