At Business Finance Direct, we help businesses across the UK secure tailored truck finance and leasing solutions. Whether you’re a sole trader, SME, or operate a larger fleet, we work with a wide panel of lenders to offer competitive funding for your business needs — from a single vehicle to a full fleet expansion.
Our expert brokers provide a personal, straightforward service to help you access finance quickly and efficiently, with flexible repayment terms and no upfront fees.
Don’t use cash, put a Truck on Finance
Every year, Business Finance Direct Ltd help many haulage firms to finance their fleet of HGV trucks. Ranging from one-off purchases to clients with fleets of 50+ trucks, we can help you.
Trucks represent a significant investment by haulage firms and the vast majority do not have available cash to purchase the vehicles and therefore rely on Truck Finance to keep the fleets updated.
Why Choose Business Finance Direct for Truck Finance & Leasing?
- Over 30 years’ experience in business finance
- Competitive rates from leading UK lenders
- Asset finance, leasing, and refinancing options available
- Fast approvals — often within 24–48 hours
- Transparent service with no upfront fees
Case Study — Supporting a Haulage Company with Fleet Expansion
We recently worked with a Midlands-based haulage firm to secure asset finance for adding three articulated trucks to their fleet. With competitive rates and flexible terms, the business could grow operations and secure larger contracts — all while maintaining healthy cash flow.
Used Truck Finance
This is where we can add the value! We do sometimes provide finance facilities for new vehicles although more often they are used vehicles.
The large manufacturers, such as Volvo Mercedes and DAF, will often have special rates on brand-new vehicles that our panel of lenders struggle to compete with.
Truck Finance Leasing Companies
One of the advantages to using our FREE service, is that we have access to over 40 lenders. Within our panel of lenders, we have specialist lenders who understand the Transport / Haulage sector and are able to put together flexible finance packages.
Truck Finance With Bad Credit
As previously mentioned, with such an extensive panel of lenders, we have a lender for every business. Having a bad credit history does not automatically mean a NO. We will work with you and try and find a lender best suited to your circumstances and requirements.
Truck Dealers
We can work with the vast majority of bona fide HGV dealers in the UK to help you finance your vehicle. You are therefore free to use the vast majority of dealers and still benefit from the terms our lenders can offer.
Truck Finance Calculator
There are so many differing criteria that a lender takes into account when calculating truck finance costs – these may include the credit score of the client, the age of the truck and the term required.
Rather than quote you an arbitrary rate, we would rather work with you to understand your business and your requirements, and then we can get quotes tailored to your needs.
Truck Dealers – Offer your clients finance!
If you’re a truck dealer and would like to be able to offer your clients a finance option and potentially increase your sales revenue, please get in touch with us, and we will guide you through the process to get you set up and on board with us.
FAQs — Truck Finance & Leasing
What types of trucks can I finance?
We source finance for a range of vehicles including HGVs, articulated trucks, rigid trucks, tippers, and specialist transport vehicles.
Can I lease trucks instead of buying them outright?
Yes — we help with both finance lease and hire purchase agreements with flexible terms to suit your business needs.
Do you help with truck finance to sole traders and SMEs?
Absolutely. We work with businesses of all sizes, from sole traders and SMEs to larger transport companies.
How quickly can I get approved for truck finance?
We often secure approvals within 24–48 hours, depending on the complexity of the finance required.
If you’d like to discuss any aspect of Financing, please get in touch with us. We can also help with your Trailer & LCV finance requirements.
As independent business finance brokers, we have access to a large panel of lenders and can help businesses with their finance requirements including Hire Purchase, Leasing, Cashflow Factoring and Business Loans.
Our service is FREE and you can rest assured that we have over 30 years experience and offer a friendly and professional service tailored to you.
Further details of our services can be found here