Dealer Finance
Dealer Finance – Options for Your Customers
Dealer Finance Solutions
Partnering with a trusted finance broker allows you, as a dealer, to offer flexible funding options at the point of sale—helping your customers invest in vehicles, machinery, or equipment, while ensuring you close more deals quickly and efficiently.
At Business Finance Direct, we provide specialist dealer finance programmes for businesses selling to other businesses. Whether you’re supplying vans, plant and construction equipment, agricultural machinery, or commercial assets, we help you build a competitive edge with tailored finance solutions.
Why Offer Dealer Finance?
Win more sales – Give your customers the option to spread the cost of high-value purchases.
Faster deals – Pre-approved finance means less friction at the point of sale.
Increase average order value – Customers are more likely to invest in premium or multiple items.
Improve customer loyalty – By making finance accessible, you become a long-term partner, not just a supplier.
Who Can Benefit from Dealer Finance?
We work with a wide range of business suppliers across the UK, including:
Van & Commercial Vehicle Dealers – Finance for fleets, light commercials, and specialist vehicles.
Plant & Equipment Dealers – Excavators, loaders, forklifts, and other construction machinery.
Agricultural Machinery Dealers – Tractors, harvesters, and farm equipment.
IT & Office Equipment Suppliers – Hardware, servers, and technology solutions.
Other B2B Sellers – From embroidery machines to specialist industrial kit such as CNC machines, if your customers need it, we can finance it.
Dealer Finance Option
We work with a panel of lenders to provide flexible finance solutions, including:
- Hire Purchase (HP) – Spread the cost with ownership at the end.
- Finance Lease – Lower monthly payments, flexible end-of-term options.
- Operating Lease – Ideal for businesses needing short- to medium-term solutions.
- Balloon Payment Structures – Reduce monthly costs by deferring a portion to the end.
The Process
Set up a dealer finance facility with us.
Introduce your customers to finance at point of sale.
We handle credit checks and approvals—usually within 24–48 hours.
Funds are released, and your customer drives away with finance in place.
You continue to sell, supported by a reliable finance partner.
Why Choose Business Finance Direct?
UK-based team with experience in van, plant, and agricultural machinery sectors.
Wide panel of lenders offering competitive terms.
Quick approvals and straightforward paperwork.
Partnership with FuneralDirectorFinance.co.uk and other sector specialists demonstrates our deep niche expertise.
Frequently Asked Questions for Dealer Finance
What types of dealers can offer finance through you?
We work with a wide variety of UK dealers, including van and vehicle dealers, agricultural machinery suppliers, plant & construction equipment providers, and many other B2B sellers.
Do my customers need excellent credit to qualify?
Not always. We have lenders who can support businesses with varying credit histories.
Can both new and used equipment be financed?
Yes. Finance is available for both brand-new and second-hand assets, provided they meet lender criteria.
Is there a minimum or maximum deal size?
We arrange finance from smaller equipment purchases to multi-vehicle or multi-machine transactions worth several hundred thousand pounds.
How long does approval take?
Many deals are approved within 24–48 hours, ensuring minimal disruption to your sales process. If all information is forthcoming at the start, deals may be approved in as little as 2 hours.
We’re always happy to talk about potential new partnerships so feel free to call us on 01554 562563
If you’d rather complete the quick contact form below to get in touch with us, that’s great – we’ll get back to you as soon as we can.