We help farmers from all over the UK to quickly and easily secure the agriculture finance they need for their farming business.
As a Farmer, when you choose to invest in your farming / agriculture equipment, you have a few choices – either rent, finance or buy your farming equipment outright with cash.
However, with the cost of inputs (fuel, fertilisers and feed) on the increase, not many farmers have a spare cash reserve to use for equipment purchases. Even if they do have spare cash, it may not be the best option to tie all that cash up in one purchase when payback could be spread over a few years. Find out more about Fertiliser and Animal Feed Loans here.
What Can Be Financed on a Farm?
With such a vast lending panel, there is not much that we cannot find finance for! We will work with you to ensure that we get a deal that works for you. Our service is FREE and we will look to get you the best deal possible.
Here’s an indication of the types of equipment we can help you finance that you may use on a farm:
- Vehicles – new and used
- Tractors – new and used
- Tractor Accessories – Balers, Toppers, Muck spreaders etc
- Diggers
- Combine Harvesters
- Milking Parlour Equipment
- Solar
- Heat Pumps
- Grain Stores
- CCTV systems
- Irrigation
- Livestock Finance for Dairy Herds
- Telehandlers
- Cold Store
- Farm Barns / Outbuildings
- Quad Bikes
- Horse Box & Livestock Trailers
- Modular Buildings
- Glamping Pods for diversification
This list is by no means exhaustive and if there is a particular item you require financing, please get in touch and we will do our best to help you.
Farm Equipment Finance Calculator – Agriculture Leasing
It’s very difficult to provide an accurate indication on the costs of financing agricultural kit. Several variables including client financial strength, value of the farm equipment together with amounts of deposit available all contribute to how our lenders price their facilities. Please get in touch for more information on pricing.
Don’t forget as we have over 60 lenders on our panel we will often be more competitive with finance than an Agricultural supplier.
Reasons For Financing Farm Equipment – Agriculture Finance Benefits
If you choose to finance your farm equipment there may be several reasons that led you to this decision.
- Ownership – you may decide that owning the equipment at the end of the finance is the right thing to do, alternatively you may want to hand it back.
- Tax savings – depending on the finance package chosen, there may be tax advantages in financing your next order of agriculture equipment.
- Choice of suppliers – when you choose to finance your farm equipment, you are free to choose your supplier and not limited to just one.
- Fixed repayments – you are certain of your monthly commitments at the start of the facility, giving you certainty.
Why Choose Us As Your Farming Equipment Finance Partner
We have worked in the finance sector for over 30 years and during that time have worked with several clients in the farming sector.
Infact, we are based in rural Carmarthenshire and have a holding of our own, so understand and appreciate the issues faced by farmers.
We don’t just help finance farming equipment, with our panel of funders we help clients arrange finance for Vehicles, Machinery, Commercial Property and to assist with cash flow fluctuations.
FAQ Agriculture Finance, Farm Finance and Rural Finance
What types of vehicles can I finance for my farm?
You can finance both new and used vehicles, including pickup trucks and utility vehicles essential for farm operations.
Can I get finance for tractors and tractor accessories?
Absolutely! Our lenders offer finance on new and used tractors as well as key tractor attachments like balers, toppers, and muck spreaders.
Is it possible to finance large harvesting machinery?
Yes—you can finance heavy agricultural machinery such as combine harvesters, which handle reaping, threshing, and winnowing in one pass
Can I finance diggers or telehandlers?
Yes, financing is available for diggers and telehandlers, which are vital for loading, lifting, and handling materials on the farm.
Do you offer finance for livestock and dairy-related equipment?
Yes—our funders can offer options for milking parlour equipment and livestock finance (helping with dairy herds).
Can I finance irrigation and grain storage equipment?
You can finance irrigation systems, CCTV for monitoring, grain stores, cold stores, and even heat pumps or solar installations to improve efficiency.
Can you help with farm buildings and modular units?
Funding is available for farm barns, outbuildings, modular buildings, and even glamping pods, ideal for diversification efforts
Is finance available for quads, trailers, and other small machinery?
Of course! You can finance quad bikes, horse box and livestock trailers, along with various tractor accessories.
We offer a Free, no obligation service so please do get in touch and let us help you with your agriculture finance.